Making your debt work for you

We know that doctors tend to be trusted by financial institutions and they may find it easier to borrow more than most.

We also know that borrowing for your first medical practice is different from borrowing for your first home and that there’s no ‘one size fits all’ when it comes to loans.

That’s why we make sure we understand your current debts and your appetite for debt when we prepare your financial plan.


Good debt versus bad debt

We also know the difference between good and bad debt. We’ll help you structure your personal or practice debt more effectively to ensure your debt is working for you, not you working for your debt.

For example, the interest on your residential home loan is generally not tax-deductible, whereas the interest on an investment property may be.

Our advisers and specialist partners will help you structure your debt and your repayments to ensure you are maximising good debt, and minimising bad debt.

Find out more

Over 50% of Australian doctors trust Avant with their professional reputation.
Now, you can trust Doctors Wealth Management to look after your financial wellbeing too.

Important disclaimer: The material contained in this publication is of general nature only. It is not, nor is intended to be legal, accounting, tax or financial advice. Doctors Financial Services Pty Ltd (DFS) and its related entities have not considered your individual objectives, financial situation and needs in providing this information. If you wish to take any action based on the content of this publication we recommend that you seek appropriate professional advice. While we endeavour to ensure that this information is as current as possible at the time of publication, we take no responsibility for matters arising from changed circumstances, information or material. DFS and its related entities will not be liable for any loss or damage, however caused (including through negligence), that may be directly or indirectly suffered by you or anyone else in connection with the use of information provided. Doctors Wealth Management is a registered business name of Doctors Financial Services Pty Ltd ABN 56 610 510 328, AFSL 487758. Doctors Wealth Management Financial Advisers are Authorised Representatives of DFS.

© Doctors Financial Services Pty Limited 2020